Cybersecurity in Financial Technologies: Civil Law Measures for Prevention and Damage Compensation

Abstract

The digitization of financial services has created unprecedented cybersecurity challenges requiring comprehensive civil law frameworks for prevention and damage compensation. The article examines the evolution of cybersecurity regulations in financial technology, analyzing civil law remedies and preventive measures across jurisdictions, with particular focus on Uzbekistan's emerging regulatory framework. Through comparative legal analysis and examination of recent enforcement actions, this researchidentifies key gaps in current civil law approaches and proposes enhanced mechanisms for cybersecurity protection in FinTech. The study reveals that while regulatory frameworks have evolved significantly, civil law remedies remain fragmented and inadequate for addressing the scale and sophistication of modern cyber threats. The research contributes to the legal scholarship by providing a comprehensive analysis of civil law measures in cybersecurity and proposing practical reforms for enhanced protection inthe financial technology sector